I just found the most gorgeous collection of affordable ribbon-tie bib necklaces at Ann Taylor.  These are exactly what I have been looking for and I would happily take home every piece in the holiday collection!  They are affordable and unique with chunky pearls and pave clusters.

Image: Ann Taylor

Smoky Pearl and Ribbon Torsade Necklace $65

I love this piece!  This smoky pearl twisted multi-chain necklace is exactly what I need right now.  I think I would wear it with everything in my closet.

Image: Ann Taylor

Pearl and Pave Cluster Necklace $80

Round pave clusters have such a holiday feel for me and they look great paired with pearls for a monochromatic look.  The pearls in varying sizes can come in Ivory or Oyster (pictured).

Image: Ann Taylor

Jet and Ribbon Two-Strand Necklace $50

If you are wearing a colorful dress for your holiday party, a black faceted bead necklace would be a great choice.  The two strands of beads catch the light slightly and can be worn with all of your colorful cashmere sweaters as well.

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Gorgeous Bib Necklaces at Ann Taylor

The singer wore dozens of pearl necklaces in different lengths and sizes- very striking against her all-black outfit!

image: Bauer-Griffin

If you want to try out your own version of Rihanna’s pearl necklace, but don’t have a music star budget – Forever 21 has a low-cost option:

image: Forever 21

It’s not the exact copy, but for just $15.80, the “Carnelia” necklace is a lot of look for not a lot of money!   You can also layer on more pearl necklaces to add some more fun…

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Rihanna Likes Her Pearls

Majorica 12mm White Round Pearl Necklace (Lord & Taylor)

This simple yet bold 12mm White Round Pearl Strand necklace by Majorica is the quintessential pearl necklace. It would look very Audrey Hepburn-ish with a black dress and posh Jackie O. with a suit or pretty day dress. The man-made pearls are paired with sterling silver and 18k gold and rose gold vermeil plating push button clasp. Pick it up for your loved on at Lord & Taylor for $289.

R. J. Graziano 10mm Pearl Necklace

If you’re looking for a long strand of pearls, this 10mm Double Strand Pearl Necklace from R. J. Graziano is a fantastic perfect.   The glass pearls look fresh and chic in this entra long and layered look. She’ll be able to dress up a casual outfit and this would look very chic with a slinky top and jeans for a date. Available at Lord & Taylor for $60

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Give Her Pretty Pearls

Like the simple chain from yesterday, pearls are quite versatile and can be worn with many different outfits – which is why they’re my third pick for jewelry wardrobe essentials.

$42 for the handmade “Pearly Pebbles Go Green” necklace from Raghouse International:

image: Raghouse International

$8100 for the 16″ Paul Morelli South Seas pearl necklace:

image: Neiman Marcus

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jewelry wardrobe essentials – pearl necklace