I just found the most gorgeous collection of affordable ribbon-tie bib necklaces at Ann Taylor.  These are exactly what I have been looking for and I would happily take home every piece in the holiday collection!  They are affordable and unique with chunky pearls and pave clusters.

Image: Ann Taylor

Smoky Pearl and Ribbon Torsade Necklace $65

I love this piece!  This smoky pearl twisted multi-chain necklace is exactly what I need right now.  I think I would wear it with everything in my closet.

Image: Ann Taylor

Pearl and Pave Cluster Necklace $80

Round pave clusters have such a holiday feel for me and they look great paired with pearls for a monochromatic look.  The pearls in varying sizes can come in Ivory or Oyster (pictured).

Image: Ann Taylor

Jet and Ribbon Two-Strand Necklace $50

If you are wearing a colorful dress for your holiday party, a black faceted bead necklace would be a great choice.  The two strands of beads catch the light slightly and can be worn with all of your colorful cashmere sweaters as well.

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Gorgeous Bib Necklaces at Ann Taylor

Check out these necklaces and see what you think:

Cloth-covered beads and ribbon tie from Marni Women:

image: Yoox

Long pearl & crystal necklace from Tarina Tarantino:

image: Tarina Tarantino

Silk tie Lotus necklace by Catherine Michiels:

image: Saks 5th Avenue

In fact, I’ve been so inspired by these ribbon necklaces that I wanted to make one for myself…

Which turned into two necklaces…

images: © C Findlay-Harder

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Lovely ribbons for winter jewelry